Investments do rise and do fall in value and we strongly advise that professional advice is taken before investing your money
I was watching a business news programme the other day and they were talking about risk from an investment perspective, what was interesting is that they never considered what the money was being invested in and what the return might be. In simple terms, in order for your money to grow you need to invest in real assets that grow over the rate of inflation, which cash on deposit has very rarely done in my experience.
When considering risk and returns you should consider that as an investor you are effectively investing in companies which has a positive impact through job and overall wealth creation.
Ask yourself this, if someone did not invest in your company then it is likely that you would not have a job or the life that you currently enjoy, so returns cannot always be measured simply by an excel spreadsheet.
So, when considering how to invest your hard-earned money ask yourself what do you want your money to achieve, in addition to growing your wealth and prosperity?
If you are looking for expert guidance to ensure your capital is invested in the most effective way contact us at SM&A today. We can advise you not just on investing for future returns but also doing so in a socially responsible and sustainable way.
Steven is a Fellow of the Personal Finance Society, whom is passionate about investing and getting the most from your money.
Steven Mufti & Associates Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register Number 607613.
Registered in England & Wales, Company number 8664240.
Registered Office address: 27 Armitage Court, Ascot, Berkshire, SL5 9TA.
Telephone: 01344 623811 Email: email@example.com
The guidance and or advice contained within this website is subject to the UK regulatory regime
and is therefore primarily targeted to customers in the UK.
The FCA does not regulate taxation advice. The value of your investments may fall as well as rise.
Financial Conduct Authority register: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000NMlk7AAD