In my role I get to meet some very interesting and sometimes very intelligent people who you think "wow they are really smart"…
 
But sometimes I find that despite a person's intellect, when it comes to money, they just don't get it.
 
When meeting with new potential clients, who on the face of it seem to tick the boxes in terms of the type of person we can help, I can clearly see how we can help take them from where they are now to where they want to be i.e. financial freedom.
 
It can be frustrating as a professional Adviser when I feel I understand their dilemmas and what they are looking to achieve with their money, but they are focused on 'buying a product' rather than seeing the bigger picture. Ultimately money is there to give you the ability to live the kind of lifestyle you really want and therein lies the freedom, but it doesn't happen automatically, and strategic planning is key to achieving success.
 
Every journey begins with taking that first step, or perhaps having the right conversation...
 

​Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised.
We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify your finances and get straight, ready for an enjoyable retirement.
Even if you’re not planning to retire this year, it’s important to engage with your finances – don’t just sweep them under the carpet and hope that things will work out.
Don’t know where to begin?
Here are some pointers to get started with; we’ll be on hand to help with these.
Get a State Pension forecast
Visit www.gov.uk/check-state-pension to find out how much State Pension you’ll be entitled to and when you can receive it
Check what’s in your pension pot…
Calculating the value of your pension pot(s) is essential to start planning your finances in retirement
…including any ‘lost’ pension pots
You may have lost track of a pension over the years, perhaps as you moved between jobs and workplace pension schemes. We can help you track down lost pensions and potentially provide a welcome boost to your retirement income
Quantify your savings, investments, and debt
Calculating the value of your savings and investments, and quantifying any outstanding debt, will help provide a holistic understanding of your overall financial circumstances
What will you need in retirement?
We can help you calculate your income requirement in retirement, by thinking about the lifestyle you want, your living costs and other potential expenses
Take advice
In this period of uncertainty, financial advice has never been more important. We can help you make those big retirement decisions easier by guiding you through your available options, taking into account the tax implications and giving you the confidence that you’re making the right choices for your future.