Investment Insights
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Every battle is won before it has been fought, SUN TZU. England having triumphed in the U17's and U21’s it must be only time?
Clearly there are great forces at work, or just good planning. Having consistently fallen to our nemeses the Germans over the years, it always surprises me why we could not with all the skill and knowledge (and Football Association money) on hand build a team that cannot only win but wants to win. Listening avidly to Gareth Southgate and reading articles on our progress, hopefully I am not the only one to see there has been some long-term planning which has not only lead to triumphs for our U17's and U21’s but has led to our success so far. Those cleverer than me tell me that the St. George's Park training ground built by the FA is where this new journey started and the likes of Gareth Southgate are well versed in the ‘processes’ in building a ‘team’ that works together and wants to win. Now, ‘I do believe’, but we may buckle under pressure and whatever our further success in this Russia 2018 tournament, it should be only a matter of time before our country is rewarded with the World Cup. If we can stay focused and work to deliver the goal (plan), and not be a team that simply ‘makes up the numbers’, success will surely follow. Such success can only be achieved with a well-planned, disciplined strategy and hard work. Ask any honest 'lucky' sales person and they will tell you - ‘the more calls I make the luckier I get’. So, remember in your business life or personal life, build a plan and dissect it into small manageable parts and then start to build each part so that each part contributes to your goal. Because if ‘you do believe’ you to may reach your maximum potential and be your own hero – Come on England!! The Lawn Tennis Association should take note… 5/7/2018 Sharing the Love...What is your money worth to you? Let me explain what I mean with a bit more detail.
I was sitting around a friend’s house with our respective families, laughing and joking, you get the scene…then the remark - ‘that dog costs me £50 pm in dog insurance’ and as my friend is mathematically minded, he tells me - 'that’s £600 p.a. and after 10 years £6000!'. For many people their pet is an important member of the family, in fact 45% of households have a pet (statista.com) and they want to ‘share the love’ by making sure that they can provide for them if their pet became unwell. Now, if you turn this love around 180 degrees and look at the pet’s owner and their family, it may surprise you to know that we often see that the main 'bread winner' whom all the family’s future and security is dependent upon… for food, education, home, holidays, retirement etc is largely either not insured or underinsured! So why is the family pet so important? And the breadwinner not?? After all, if YOU had a money tree at the bottom of your garden YOU would protect it, wouldn’t you? How would you cope if something happened to your ‘money tree’? My message here is simple, if you love your family as much as your pet, ‘share the love’ and make sure that they have a future even if you are not around to share it. SMAssociates are passionate in helping our clients to have a better future based on maximising their savings and investments, be it to pay for private education, retirement or other life events. However, we believe that most people also want to provide for loved ones if they ‘don’t make it!’. Don’t underestimate what the price of a Starbucks coffee a day can make to your family’s future let alone your family Pet. |
AuthorSteven is a Fellow of the Personal Finance Society, whom is passionate about investing and getting the most from your money. Archives
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Steven Mufti & Associates Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register Number 607613. Registered in England & Wales, Company number 8664240. Registered Office address: 27 Armitage Court, Ascot, Berkshire, SL5 9TA. Telephone: 01344 623811 Email: advice@smawm.co.uk The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. The FCA does not regulate taxation advice. The value of your investments may fall as well as rise. Financial Conduct Authority register: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000NMlk7AAD |
27/7/2018
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