Please tell me this is not you!

​I recently found myself at a social event - I know, me, Mr unsociable! Anyway, I was chatting with a chap who is very passionate about his successful career. I suspect he does not know what I do and as I am the worst networker, I did not tell him.
 
The interesting point is that he asked how we fared through the pandemic and I replied politely and modestly that we fared better than most and I reciprocated the question knowing he runs his own business.
 
He said that he had only just about qualified for a bounce back loan which he was very pleased with himself to have secured, and then went on to explain that this gave him enough money to renovate his bathrooms, all three of them!
 
Clearly, this was an opportunity to access a large amount of money, and some might think "that was a cool move - smart guy", but on the other side some might think "the world is about to end, we don’t know how we are going to be affected financially, and will we be able to put food on the table - is he nuts?!"
 
You can probably guess where I sit with this but the point I want to make is that in order to escape the financial chains and oppression you need to plan and build your escape, adding to your oppression by borrowing money to get a short-term high is the road to failure…

We are happy to talk with people who at least want financial freedom even if they have not got all the tools at this time to succeed.