How to retire a millionaire…

There are only four sure ways to accumulate money.
 
Firstly, you can steal, but may I suggest this is not a good move! As they say, easy come easy go, and you will always be looking over your shoulder trying to work out who's going to steal from you.
 
Secondly, you can wait to inherit. The only problem with this is you don't know when and if you are fortunate enough to have relatives with money, how much will be left? They may have to go into a care home at some stage which will quickly use up money and there could be equity release arrangements to pay back,  so you may find there is not much left over after all.
 
Thirdly, you can simply work hard and save over your working life. This is the nearest that most will get to achieving a comfortable level of money and with careful planning and discipline, this is a good option.
 
Lastly, if you are a hard worker and willing to take a bit more 'risk', then being self-employed, a shareholder in a growing business or a business owner that’s delivering a valued service, is one step better than working hard for someone else as you get to keep the fruits of your labour if you manage your money wisely.
 
So, there you have it no real secret and your mum and dad where right after all!
 
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