‘Every time you borrow, you are borrowing from your future’

Debt is evil, borrowed money entraps you and enslaves you to the system, once hooked, as anyone who has borrowed would agree, you are not free anymore.
 
Debt, I would break debt down into two components good debt and bad debt, now let me explain, using debt to finance an investment such as the purchase of your own home, which in time should save you rent and become an asset, that’s good use of debt, bad debt for example is going for a meal, putting it on your credit card and paying a high interest rate on an instant gratification, that once digested will be long forgotten but the debt will hang around your neck and maybe with you for years. So, the moral here is do not to borrow, 'unless its good debt', so when planning your future, seriously consider how discharging this yoke can improve your future.