Your money - Your Future - Our Advice

​
​Living your best life…

We only get one life and if making the most of this life is important to you and the ones you love, SM & Associates can help you maximise the potential of your savings for a more secure financial future.  Whether you're looking to invest, plan for your retirement, achieve greater tax efficiency or simply want to make the most of your finances​ click below to see how SM & Associates can help you.

​Living Your Best Life...

 Our Services

 Wealth ManagemenT &maximising investments

We plan, manage and optimise your investments to maximise their future potential.​

Retirement
planning

We make your money work harder allowing you to enjoy a more comfortable and secure future.
​

Tax
​savings

Don’t pay more tax than you need to.  We advise you on potentially the best options to ​minimise your tax liability.
​

Inheritance
​planning​​

We can advise you on
​tax efficient ways to pass on your wealth
to the next generation.​
Who We Work With...

Business Owners
​It can be stressful running your own organisation. We can help by taking care of your finances so that you can make important decisions easily.
Professionals and Contractors
​We have many clients in professional and senior positions, which means we have the expertise to help you to maximise the potential of your often unique employment structure.
People planning and enjoying retirement
​Retirement can be an exciting, but also daunting prospect. We will help you to plan a financially secure (and fun!) future so you can relax in the present.
We craft a tailored financial plan, whatever your needs.
Whether you're looking to invest, plan for your retirement, achieve greater tax efficiency or simply want to make the most of your finances.
​

What our Clients Are Saying...


“Steve’s advice and attention to detail has resulted in significant financial gains.”

“His experience and knowledge have made a positive impact on my personal financial interests, while his support and advice has given me the confidence to make some important business decisions.”

“SM&A has guided us through the minefield of financial products and always offers straightforward, sensible advice that is best suited to our situation.”

WELCOME TO SM&A


​​SM&A provides expert, impartial and tailored advice in wealth management
and financial planning to help you achieve greater financial security.
​
Steven Mufti, a highly experienced and qualified Chartered Financial planner, will guide you through the financial maze to help you achieve your financial goals.

Our independence gives us total flexibility to select from a wide range of investment and savings products to suit your specific needs, so you can rest assured you are getting the very best, unbiased and unrestricted advice.

Get in Touch

If you would like any help or advice with your financial planning needs, Steven and his team would be happy to help.

27 Armitage Court, Ascot, Berkshire, SL5 9TA
​
01344 623811    

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